Commercial Insurance
Protect your business from financial losses and liability risks, ensuring your assets and operations are safeguarded.
Protecting more than just your business
As a business owner, you’re faced with constant noise—decisions, demands, and the weight of responsibility for your clients, your team, and your family. At Rempel Insurance, our role is to cut through that noise and help you see your business through a protective lens. We work alongside you to assess your operations the way insurers do, offering insight into how your risks are evaluated and providing clear, proactive guidance to help mitigate potential exposures. Our goal is to help protect what you’ve built—reducing the chance of a loss, and standing firmly beside you if one ever occurs. Because we understand that your business isn’t just what you do—it’s what you’ve built, who you support, and what you’re working hard to protect every day.
Coverage examples
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Commercial Property Damage
Covers losses and damages to physical assets, including buildings, equipment, and inventory, due to various perils like fire, vandalism, or natural disaster.
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Cyber Insurance
Designed to protect businesses from the financial impact of cyber threats, covering losses related to data breaches, ransomware attacks, and other digital security incidents.
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Commercial General Liability
Provides protection against third-party claims for bodily injury, property
damage, and advertising or personal injury.
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Directors and Officers (D&O) insurance
Designed to protect the personal assets of corporate directors and officers by covering legal costs and damages arising from claims of wrongful acts, mismanagement, or breach of duty in their leadership roles.
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Business Continuity & Resilience
Aids in maintaining operations during crises, allowing for faster recovery, and ensuring the long-term stability of the company.
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Customized Coverage
Options based on the specific risks and needs of your industry, allowing you to tailor your insurance policy to adequately address your unique operational challenges and potential liabilities.
Has your business experienced a loss?
We are here to assist you through your claim and make the process as seamless as possible.
Common questions
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What is professional liability insurance, and who needs it?
Professional liability insurance, also known as errors and omissions insurance, protects professionals and businesses against claims of negligence, errors, or omissions in their services. Professionals like doctors, lawyers, consultants, and other service providers often need this insurance to mitigate the risks associated with their professions.
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Do small businesses need business interruption insurance?
Yes, business interruption insurance is vital for small businesses. It covers lost income and necessary ongoing expenses if a covered peril (e.g., fire, natural disaster) disrupts business operations. It helps businesses recover and maintain financial stability during recovery.
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What does general liability insurance cover?
General liability insurance provides coverage for third-party claims related to bodily injury, property damage, or advertising injury. It helps cover legal defense costs and settlements in the event that a business is sued for these types of claims.
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How does commercial insurance pricing work?
Commercial insurance premiums are determined based on various factors such as the industry, business size, location, claims history, coverage types, and coverage limits. As independent brokers, we work with various insurance companies to find the best price for the coverage you need.
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Does every business need cyber insurance?
Yes, every business—regardless of size or industry—should strongly consider cyber insurance. In today’s digital world, even small businesses are targets for cyberattacks, and a single breach can lead to significant financial loss, legal liability, and reputational damage. Cyber insurance provides a critical safety net to help manage and recover from these risks.es every business need cyber insurance?
Does this sound familiar?
Insurance often comes with more questions than answers. If you’ve experienced any of the following, then the team at Rempel Insurance is here to help!
You don’t know if you have enough coverage
Our goal is to fully understand your business insurance needs, which means discovering potential vulnerabilities to ensure you have the adequate coverage needed, offering you peace of mind that your business is fully protected.
You find yourself asking more questions than your broker does
We don’t offer out-of-the-box solutions and pricing that can be generated from a few standardized questions. We build relationships with our clients and do deep dives into their unique insurance needs, and offer customized solutions.
You don’t actually understand what your policy all covers
We go through all policies in depth with our clients to ensure they fully understand what they are paying for and how it will impact their business. The strong relationships we build with our clients means we are always available and happy to answer any questions they have on their policies and coverage.
Paul Brandt Trucking
Paul Brandt Trucking
Are you adequately covered?
Get in touch with one of our insurance experts to discuss your current coverage and future needs.
Value Added Services
We go beyond insurance by offering value-added services that truly support the way our clients run their businesses. From proactive risk management advice to industry-specific insights and strategic planning support, we strive to bring a level of understanding and partnership that’s hard to find elsewhere. Our goal is simple: to be so valuable, informed, and invested in your success that you can’t imagine operating your business without us by your side.
We are here to help
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Claims
Need to make a claim? Let us help you through the process.
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Questions
Have questions about your policy? Get in touch with us to review your coverage options.
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Immediate help
Our team is available 24/7 for emergency claim services.
(204) 746-2320