Manitoba Public Insurance MPI
Having the proper auto insurance in place is essential for keeping you safe and protected while on the road.
We’ve got you covered with Autopac!
Auto insurance is a crucial safety net that offers peace of mind and financial security while driving in Manitoba and abroad. Our team at Rempel Insurance keeps you in the driver’s seat, making sure you are protected on the open road.
What is MPI and what does it cover?
MPI stands for Manitoba Public Insurance, which is a government-owned corporation responsible for providing mandatory auto insurance coverage in the Canadian province of Manitoba. MPI rates are the same at every Autopac insurance brokerage, but the team at Rempel Insurance make sure to ask the right questions so that you’re fully protected, saving you time and money, and most importantly, providing security while you are on the road.
Autopac – Basic
Includes personal injury insurance, all-perils insurance and third-party liability insurance.
• Basic Deductibles
• Basic All Perils Coverage
• Basic Third-Party Liability Insurance
• Personal Injury Protection Plan
• Using your Vehicle Outside Manitoba
Autopac – Options
You can choose to enhance your Basic insurance by adding one of our many insurance options. Some of our most popular insurance options allow you to increase your third-party liability limits and reduce your deductibles. You can also purchase insurance for rental vehicles, new or lease vehicles, or Excess Value Coverage for high-end vehicle.
• Reducing Basic Deductibles
• Increasing Third-Party Liability
• New & Leased Vehicle Protection
• Passenger Vehicle for Hire Coverage
• Rental Vehicle Insurance
• Lay-Up Coverage
• Motorcycle Extension Insurance
• Collector Vehicles
• Increasing Loss of Use
• Excess Value Coverage
• Off-Road Vehicle Extension Insurance
• Additional Extension Products
Commercial Coverage
Our Special Risk Extension (SRE) products provide insurance for specialized risks – things like large commercial trucking fleets and garage risks.
• Commercial Insurance Coverage
• Fleet Safety Program
• Autopac Fleet Program
• Garage Automobile Policy
If you’re a Manitoban who owns or leases a vehicle that operates on Manitoba roadways, you need to register it.
This includes off-road vehicles such as snowmobiles or all-terrain vehicles.
Does this sound familiar?
With all the information out there, it can be hard to know where to start when it comes to insurance coverage. We are here to answer those questions and get you the coverage you need.
How do I know what insurance I need?
MPI’s insurance policies and processes can be complex, leading to confusion for policyholders. As brokers, we can simplify the process by explaining coverage options and helping clients select the most suitable policies based on their unique needs.
I don’t have enough coverage
MPI primarily offers standard insurance coverage. If you require more tailored or specialized insurance, brokers can source policies from multiple providers, allowing for greater customization and access to additional coverage options that MPI might not offer.
I don’t understand my policy
We go through all policies in depth with our clients to ensure they fully understand what they are paying for and how it will impact their business. The strong relationships we build with our clients means we are always available and happy to answer any questions they have on their policies and coverage.
Common questions
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Why do I need auto insurance?
Auto insurance provides essential financial protection and legal compliance while driving, helping cover costs of repairing or replacing your vehicle in case of accidents, as well as covering medical expenses for injuries sustained. It also safeguards you from potential liability claims if you’re at fault in an accident, protecting your assets and ensuring compliance with legal requirements for responsible driving.
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What is NOT covered under my insurance?
Your insurance covers many situations, but not all. It’s important to know what is not covered under your policy, and in what situations coverage may be denied. Learn what is not covered here.
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How do I get a driver’s license?
A Class 5 licence allows you to drive passenger vehicles and light trucks (cars, SUVs and pickups). It’s the most common type of licence in Manitoba. You must be a minimum of 16 years of age. At age 15 1/2, an applicant may apply for a Class 5L licence if enrolled in MPI’s Driver Z Program, in a course that is currently in progress. Learn more about the process and fees here.
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How do I make a claim?
Visit MPI for claim information and requirements.
Value Added Services
We go beyond insurance by offering value-added services that truly support the way our clients run their businesses. From proactive risk management advice to industry-specific insights and strategic planning support, we strive to bring a level of understanding and partnership that’s hard to find elsewhere. Our goal is simple: to be so valuable, informed, and invested in your success that you can’t imagine operating your business without us by your side.
Want to know your autopac rate?
MPI’s Insurance Rate Calculator can help you with an estimate for your vehicle.
We are here to help
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Claims
Need to make a claim? Let us help you through the process.
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Questions
Have questions about your policy? Get in touch with us to review your coverage options.
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Immediate help
Our team is available 24/7 for emergency claim services.
(204) 746-2320