Sandbox Mutual Insurance
Additional auto insurance coverage options to keep you protected while on the road.
We’ve got you covered!
Auto insurance is a crucial safety net that offers peace of mind and financial security while driving. Our team at Rempel Insurance keeps you in the driver’s seat, making sure you are protected on the open road.
What is Sandbox Mutual Insurance and what does it cover?
Sandbox Mutual Insurance is owned by its policyholders and has a customer-first focus. Through Sandbox Mutual Insurance, Rempel Insurance is able to offer additional coverage options to their clients. Rates are the same at every Autopac insurance brokerage, but we make sure to ask the right questions so that you’re fully protected, saving you time and money, and most importantly, providing security while you are on the road.
Additional Coverage Options
- Sandbox Mutual Insurance’s formula for driving record rating provides reduced rates for some customers
- Rental Car Insurance included with your owned vehicle insurance; no need to purchase another policy or notify the insurer (up to 90 days coverage in North America)
- Lay up coverage in place if/when you seasonally plate a trailer or motorhome – no additional fees or notice required
- Increased Auto Loss of Use options
- Increased deductible options; as low as a $50 comprehensive deductible
- Trailers (other than semi-trailers) over 41 feet (12.5 m) – coverage not available through MPI
Extension Coverage Options
- Lower Deductibles
- Higher Third-Party Liability Limits
- Loss of Use Coverage
- New or Leased Car Protection
- Increased Maximum Insured Value for vehicle valued over $70,000
- Income Replacement Indemnity for customers earning an income over $101,000
If you’re a Manitoban who owns or leases a vehicle that operates on Manitoba roadways, you need to register it.
This includes off-road vehicles such as snowmobiles or all-terrain vehicles.
Does this sound familiar?
With all the information out there, it can be hard to know where to start when it comes to insurance coverage. We are here to answer those questions and get you the coverage you need.
How do I know what insurance I need?
Autopac Insurance policies and processes can be complex, leading to confusion for policyholders. As brokers, we can simplify the process by explaining coverage options and helping clients select the most suitable policies based on their unique needs.
I don’t have enough coverage
MPI primarily offers standard insurance coverage, which is why we’ve partnered with SMI to offer you additional coverage options you may need for your vehicle or trailer.
I don’t fully understand my policy
We go through all policies in depth with our clients to ensure they fully understand what they are paying for and how it will impact their business. The strong relationships we build with our clients means we are always available and happy to answer any questions they have on their policies and coverage.
Common questions
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Why do I need auto insurance?
Auto insurance provides essential financial protection and legal compliance while driving, helping cover costs of repairing or replacing your vehicle in case of accidents, as well as covering medical expenses for injuries sustained. It also safeguards you from potential liability claims if you’re at fault in an accident, protecting your assets and ensuring compliance with legal requirements for responsible driving.
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What is NOT covered under my insurance?
Your insurance covers many situations, but not all. It’s important to know what is not covered under your policy, and in what situations coverage may be denied. Learn what is not covered here.
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How do I get a driver’s license?
A Class 5 licence allows you to drive passenger vehicles and light trucks (cars, SUVs and pickups). It’s the most common type of licence in Manitoba. You must be a minimum of 16 years of age. At age 15 1/2, an applicant may apply for a Class 5L licence if enrolled in MPI’s Driver Z Program, in a course that is currently in progress. Learn more about the process and fees here.
Value Added Services
We go beyond insurance by offering value-added services that truly support the way our clients run their businesses. From proactive risk management advice to industry-specific insights and strategic planning support, we strive to bring a level of understanding and partnership that’s hard to find elsewhere. Our goal is simple: to be so valuable, informed, and invested in your success that you can’t imagine operating your business without us by your side.
Want to know your autopac rate?
MPI’s Insurance Rate Calculator can help you with an estimate for your vehicle.
We are here to help
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Claims
Need to make a claim? Let us help you through the process.
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Questions
Have questions about your policy? Get in touch with us to review your coverage options.
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Immediate help
Our team is available 24/7 for emergency claim services.
(204) 746-2320